High Peak drivers match the national average for no claims

Drivers in High Peak are middle-of-the-road when it comes their no claims record, new figures suggest.
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The area average is 6.6 years with no claims, according to an analysis by the price comparison site comparethemarket.com.

This was roughly on a par with the UK average of 6.5 years, based on car insurance enquiries made by customers between May 2018 and July this year.

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Dan Hutson, head of motor insurance at the company said: “Lots of factors are taken into account when calculating a driver’s risk profile but having a higher no claims could be a good indicator that someone takes care while on the road.

High Peak drivers are above average when it comes to no claims on their insurancesHigh Peak drivers are above average when it comes to no claims on their insurances
High Peak drivers are above average when it comes to no claims on their insurances

“Having more years of no claims could mean that your risk profile is lower, and that you could be offered lower car insurance premiums as a result.

“The size of the car insurance no claims bonus varies between providers, if offered, so it’s as important as ever to shop around for a best deal to suit your needs.”

Drivers across the East Midlands as a whole went 6.6 years without making a claim on average.

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Nottingham’s and Leicester's road users fared the worst in the region, only going 5.3 years without a claim, while those in North Kesteven and Derbyshire Dales came out best, at 7.3 years.

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Of the 20 areas where drivers have the lowest average number of years with no claims, 15 were in London.

The area with the worst record overall was Tower Hamlets in London, with just 4.4 years, while it was 7.6 years for east Dorset's drivers, in the south west.

Steve Gooding, director of the RAC Foundation, said the amount of no-claims years we each achieve “isn't just a result of our own care and attention”.

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He added: “Much is down to the risks around us and the behaviour of others, so, it is not surprising to see heavily trafficked, tightly packed, densely populated urban areas associated with lower levels of no-claims."

Elsewhere in the county , Derbyshire Dales, at 7.3 years, North East Derbyshire, at 7.1 years, and Amber Valley at seven years scored best for no claims.

Erewash drivers had an average of 6.9 years, while South Derbyshire drivers had 6.8 and Chesterfield drivers had 6.5.