Man’s lies to get cheaper insurance

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A man lied about his age, address, driving history and no claims entitlement to get cheaper car insurance, a court heard.

Martin Dring was stopped driving a BMW on Newshaw Lane, Hadfield, as part of a routine check by police on February 2, High Peak Magistrates’ Court heard. Background checks were made but the officer was satisfied with the information received and allowed Dring to leave, prosecutor Jennifer Fitzgerald said.

On April 11, the same police officer stopped Dring driving a VW Golf on Woolley Bridge Road in Hadfield. Checks were again made and Dring’s date of birth was found to be incorrect on his insurance. “The officer at that point believed these details were given intentionally to obtain cheaper insurance,” Mrs Fitzgerald added.

He was ordered to produce his insurance documentation at Glossop police station but in the meantime, checks were made with his insurer, Royal and Sun Alliance, who voided the insurance policies for both vehicles once informed the details he had submitted were wrong.

Dring had given an incorrect date of birth, address, purchase date for the vehicle, address where the vehicle was kept, no claims discount, and also lied about the number of years he had held a driving licence. He also failed to admit that he had been disqualified from driving in 2010.

In interview, Dring said he had didn’t know the information supplied was incorrect as a friend had completed the application on his behalf.

He admitted two counts of making a false statement to obtain insurance and two counts of using a motor vehicle without insurance.

Kirsten Collings, defending, said: “By virtue of his guilty plea he accepts the declaration made in order to obtain insurance was false.

“He is 24, single, and has just obtained a job as a delivery driver for a local bakery firm in Glossop. His licence is essential in terms of carrying out that work. He begins work at 4am doing deliveries for the bakery.”

Dring, 24, of Printers Park, Hollingworth, was given a 12-month community order with 200 hours unpaid work. He must also pay £85 costs and a £60 surcharge and was given eight penalty points.